Overseas ATM fee: The fee your own bank charges you for withdrawals when you use a foreign ATM abroad.
ATM surcharge rebate: How much of the fee the owner of the foreign ATM may charge you directly your bank will pay back to you. Not all ATMs charge a fee, but if they do it will show up on the screen at some point during the withdrawal process.
Foreign currency transaction fee: The fee your bank charges you for a transaction in a foreign currency. Unless otherwise noted this fee applies to both, ATM withdrawals and POS transactions in a store/ or on the internet.
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