|Account||Network||Type||Foreign ATM fees overseas||Foreign currency transaction fees||annual/ monthly fees||notes|
|Starling Bank Current Account||Mastercard||Debit||0||0||0|
|Chase Current Account||Mastercard||Debit||0||0||0|
|Virgin Money MPlus Account||Mastercard||Debit||0||0||0|
|First Direct Current Account||Mastercard||Debit||0||0||0|
|Monzo Bank Current Account||Mastercard||Debit||0 in EEA, outside £200 per month free||0||0||need to use Monzo as your main bank account|
|Metrobank Current Account||Mastercard||Debit||0 in EEA, outside £1.50||0 in EEA, outside 2.5%||0|
|EasyFX||Mastercard||Prepaid||0||0||0||inactivity fee after 12 months without usage|
Get Starling if you can, if not get Virgin Money. If your travels are limited to Europe Monzo and Metrobank are also very good.
The best credit card for low-fee travel is offered by Barclaycard. All others charge at least interest for cash withdrawals from day one.
If you prefer a prepaid card, get EasyFX.
- All other banks apart from those listed above charge at least a currency conversion fee, many also add a withdrawal fee on top.
- Barclays Bank participates in the Global ATM Alliance which gives free ATM access in a number of countries. Still not a good deal because Barclays does not waive their 2.75% currency conversion fee.
- If your’re under 18, good news – Starling is open to anyone 16 and over, Nationwide 11 and over.